Living in Islip Terrace, NY, presents a desirable suburban lifestyle defined by a strong family-oriented community and various recreational opportunities. Residents benefit from lower crime rates and access to quality education with a strong student-teacher ratio. While the housing market is relatively affordable compared to nearby urban centers, the general cost of living can be high, including increased utility and grocery expenses. Diverse job opportunities are available within the region, though wage growth may not keep pace with living costs. For those considering a move, Islip Terrace offers a vibrant local culture and appealing amenities worth exploring further.
Pros of Living in Islip Terrace, NY
PROS OF LIVING IN ISLIP TERRACE, NY
1. FAMILY-FRIENDLY ENVIRONMENT
Islip Terrace is widely acknowledged for its strong family-oriented community. The area is defined by numerous parks and recreational facilities, providing children with safe play areas and possibilities for outdoor activities.
Schools in the district are rated well, with an average student-teacher ratio of 12:1, making it conducive for personalized learning experiences. With a crime rate considerably lower than the national average—around 3.4 incidents per 1,000 residents—families can feel secure knowing their children can play freely outdoors.
2. AFFORDABLE HOUSING OPTIONS
One of the biggest advantages of living in Islip Terrace is its relatively affordable real estate market when compared to nearby urban centers. The median home price in Islip Terrace is approximately $450,000, which is lower than many surrounding areas, making it an attractive option for first-time homebuyers and those seeking to settle down without breaking the bank.
Additionally, the property tax rate averages about 2.05%, which is manageable when considering the total cost of living.
3. VIBRANT COMMUNITY AND CULTURE
The cultural fabric of Islip Terrace is rich and diverse, making for a lively community experience. Local events, such as the summer concert series and farmer's markets, allow residents to mingle and connect over shared interests.
The town also supports various organizations and nonprofits, nurturing a sense of identity and belonging. With regular community gatherings, residents often feel a close-knit bond that improves their living experience and encourages local pride.
4. ACCESS TO RECREATION AND NATURE
Nature enthusiasts will appreciate Islip Terrace's abundant green spaces and parks. With parks like Karsky Park and local access to the Great South Bay, residents have the perfect venues for activities like hiking, biking, and fishing.
Outdoor recreation is complemented by community sports leagues and events, catering to all ages. The blend of indoor and outdoor activities guarantees that residents have numerous options for upholding a healthy lifestyle while enjoying the beauty of the scenic environments.
5. STRONG JOB MARKET AND ECONOMY
The employment situation in Islip Terrace remains stable, with an average unemployment rate of about 4.2%. Residents benefit from proximity to robust job markets in neighboring areas, where industries like healthcare, technology, and education thrive.
Additionally, Islip Terrace's location offers convenient access to public transportation, including the Long Island Rail Road, allowing for easy commutes to New York City and other employment hubs—improving economic stability for its inhabitants.
Cons of Living in Islip Terrace, NY
CONS OF LIVING IN ISLIP TERRACE, NY
1. HIGH COST OF LIVING
The cost of living in Islip Terrace is notably higher than the national average. The total cost of living index stands at approximately 141.1, compared to the nation's average index of 100. This means residents pay around 41% more for goods and services here.
Housing alone can take a considerable toll on budgets, with average home prices surpassing $500,000, while average monthly rents can reach around $2,700, making it a hefty investment for families and individuals alike.
2. EXPENSIVE UTILITIES
Utility costs in Islip Terrace are another point of concern. The average monthly electricity bill can amount to about $185, which is higher than the national average of around $130.
Additionally, water and sewage bills add another $80 to $100 monthly, contributing to a total utility expense that can easily exceed $300. This financial strain can be particularly challenging for families living on fixed incomes or entry-level wages.
3. GROCERY PRICES
Grocery prices are also noticeably higher in Islip Terrace. The grocery cost index scores around 106, indicating a 6% increase over the national average.
Everyday items such as milk, bread, and eggs can each be priced higher than most suburban areas, with a gallon of milk costing approximately $4.50 and a dozen eggs around $3.50. This escalation affects household budgets, particularly for families who must regularly stock up on essentials.
4. PROPERTY TAXES
Another financial burden is the property tax rate, which is set around 2.1% in some regions of Islip Terrace. This is markedly higher than the national average of 1.1%.
For a home valued at $500,000, homeowners could pay about $10,500 annually in property taxes alone. Such relatively high taxation can discourage potential homeowners and strain existing residents, especially those with tight budgets trying to keep up with monthly maintenance costs.
5. LIMITED INCOME OPPORTUNITIES
Income levels in suburban areas can also pose a challenge to residents. The median household income is approximately $90,000, which while seeming reasonable, doesn't quite keep pace with living expenses when compared to the highest income areas.
Additionally, with a cost of living that outstrips wage growth in many service sectors, individuals may find themselves struggling to achieve financial security – a critical factor for families considering long-term living arrangements.
Cost of Living in Islip Terrace, NY
Cost of Living in Islip Terrace, NY
The housing market in Islip Terrace is defined by a median home price of approximately $575,000, which is considerably higher than the national average of around $400,000. Renting is also on the higher side, with the average rent for a one-bedroom apartment reaching about $2,400 per month. This is coupled with a property tax rate of about 2.2%, which can strain homeowners further. In comparison to neighboring areas like Islip and Deer Park, Islip Terrace offers a slight reduction in prices, but it remains above many local averages, making affordability a concern for potential residents.
In terms of groceries, the costs in Islip Terrace reflect the broader Long Island region, where grocery prices are generally about 8% above the national average. Residents can expect to spend approximately $400 monthly on groceries for a family of four. Utilities are also remarkable, with the average monthly bill estimated at around $220, which includes electricity, water, and heating costs. Transportation in the area is more affordable than urban centers like New York City, with average commuting costs (including gas and public transit) around $180 per month. Healthcare costs are competitive, although in general slightly higher than the national average, making Islip Terrace a region where budgeting becomes essential for many families.
Cost of Living in Islip Terrace, NY
| Item | Cost Estimate |
|---|---|
| Median Home Price | $575,000 |
| Average Rent (1-bedroom) | $2,400/month |
| Grocery Cost (family of 4) | $400/month |
| Average Utility Cost | $220/month |
| Transportation Cost | $180/month |
| Property Tax Rate | 2.2% |
History of Islip Terrace, NY
HISTORY OF ISLIP TERRACE, NY
Islip Terrace, located within the town of Islip in Suffolk County, NY, has a history that largely reflects the broader development of the Long Island region. Initially settled by the Algonquin tribes, European colonization began in the 17th century.
The area shifted from agricultural farmland in the 1800s to becoming a residential community in the mid-20th century, particularly after World War II, leading to notable population growth as veterans returned and sought housing. Notable industries that historically shaped the area include farming, which was predominant in its early days, and later, retail and service industries as suburban growth took hold.
Islip Terrace is part of the historic Islip Town, which was established in 1683 and saw the construction of notable landmarks such as the Islip Grange in 1889. The community developed a sense of identity through local traditions and festivals, including the annual Islip Arts Council events that celebrate local culture and creativity.
Notable figures from the region include local politicians and community leaders who have contributed to its ongoing development. By the 2000s, Islip Terrace continued to evolve with a mixed demographic, reflective of its Long Island surroundings, mirroring regional trends of suburbanization and economic diversification.
Quality of Life and Weather in Islip Terrace, NY
QUALITY OF LIFE AND WEATHER IN ISLIP TERRACE, NY
The quality of life in Islip Terrace, NY, is generally considered good, with residents enjoying a suburban atmosphere and access to various amenities. The air quality tends to be decent, influenced by proximity to both residential and industrial areas, though green spaces help mitigate pollution.
The region experiences distinct seasons, with warm summers averaging around 80°F (27°C) and cold winters where temperatures can dip below 30°F (-1°C). Many residents appreciate the climate, noting that spring and fall are especially pleasant, offering a comfortable escape from summer heat and winter chill.
Access to parks and recreational facilities provides opportunities for outdoor activities, contributing to comprehensive well-being. Nevertheless, there are also weather-related concerns, such as hurricanes during the late summer months, which can pose risks to safety and property.
Healthcare services in the area are robust, with several hospitals and clinics available, impacting residents' views on comprehensive livability positively. The opinion on livability remains strong, with locals often expressing pride in their community's natural beauty and commitment to environmental conservation.
Education in Islip Terrace, NY
EDUCATION IN ISLIP TERRACE, NY
The education system in Islip Terrace is served by the Islip Union Free School District, which has a strong reputation within the state. The district boasts several top schools that often receive high ratings, particularly for their academic performance and extracurricular programs.
Public schools in the area maintain an impressive graduation rate of approximately 90%, with a student-to-teacher ratio of about 12:1, allowing for more individualized attention.
While there are no private or charter schools immediately in Islip Terrace, residents often look to nearby areas like Bay Shore and Ronkonkoma for these options.
Within a 30-minute drive, students have access to institutions of higher learning, such as Stony Brook University, which is a prominent public research university ranked among the top in New York State.
The district's education budget supports a variety of extracurricular programs, enhancing the comprehensive student experience. The average class size typically ranges from 25-30 students.
Altogether, the commitment to education in Islip Terrace and the surrounding areas provides a strong foundation for student success.
Employment Opportunities in Islip Terrace, NY
EMPLOYMENT OPPORTUNITIES IN ISLIP TERRACE, NY
Islip Terrace is situated in a region where the employment situation is influenced by the broader Suffolk County economy, which includes diverse sectors such as healthcare, retail, and manufacturing.
In the last 5 years, the job market in this area has shown a steady growth trend, with the unemployment rate hovering around 4.5%, which is slightly below the national average.
Common job types available include positions in retail (such as cashiers and sales associates), healthcare (nurses and medical assistants), and administrative roles.
The average salary for residents ranges from $50,000 to $70,000, depending on the industry and experience level.
Major employers within a short driving distance include Northwell Health, and various retail chains, which provide numerous job opportunities.
The competitiveness for jobs can vary, but with ongoing industry growth, particularly in healthcare, career advancement opportunities are promising, reflecting a median income growth rate of about 3% annually for skilled professions.
As the local economy continues to develop, residents of Islip Terrace can anticipate a robust job market with potential for future expansion.
Recreation and Attractions in Islip Terrace, NY
Residents and visitors alike frequently enjoy the various recreational opportunities in Islip Terrace, NY, which blend outdoor activities with local attractions.
Highlights include:
- Scenic parks perfect for picnics and leisurely walks
- Well-maintained sports fields for community games
- Lush nature trails ideal for hiking and biking
- Local events showcasing regional culture
- Proximity to waterways for fishing and kayaking
These amenities enrich the vibrant community spirit.
Real Estate in Islip Terrace, NY
Real estate in Islip Terrace, NY, consistently attracts potential homeowners due to its appealing suburban atmosphere and variety of housing options. The market offers single-family homes, condominiums, and multi-family properties, catering to diverse preferences and budgets. Below is a comparison of housing types available in Islip Terrace:
| Property Type | Average Price | Bedrooms |
|---|---|---|
| Single-Family Home | $475,000 | 3-4 |
| Condominium | $350,000 | 2-3 |
| Multi-Family | $600,000 | 5-6 |
Transportation in Islip Terrace, NY
Transport options in Islip Terrace, NY, are accessible and varied, making it convenient for residents to investigate the area and beyond.
The transportation network includes:
- The Long Island Rail Road for easy commuting
- Local bus services connecting to nearby towns
- Major highways for quick road access
- Bicycle paths for eco-friendly travel
- Nearby airports for distant travel options
These resources improve connectivity within the region.